A Critical Home Repair Program
A Critical Home Repair is a program of the Staunton-Augusta-Waynesboro Habitat for Humanity that helps low-income homeowners by offering interior and exterior repair and/or rehab improvements. Volunteer teams work to improve the condition of homes by focusing on repairs to make their home decent and livable. Able-bodies homeowners are encouraged to work alongside the volunteers in a cooperative effort. This program is for homeowners earning 80% or less of the median income (see income guidelines).
What Work Can We Do?
A Critical Home Repair focuses primarily on repairs and/or rehab projects that will improve the quality of life for the residents and provide a decent home to live in. Our past projects have ranged from repairing a foundation and roof to installing a bathroom. We offer volunteer labor at no cost and will use donated items where possible for the repairs. However this service is not a hand-out and the homeowners are responsible for the cost of supplies and materials purchased for the repairs.
Am I Eligible?
A Critical Home Repair program partners with low-income homeowners based on need and the scope of the work to be completed.
- Applicant must currently own and occupy the home that needs the work for at least two (2) years.
- Home must be in our service area and applicant must meet the income guidelines outlined in this brochure.
- Must be unable to afford necessary home improvements and unable to complete them otherwise due to age, disability, or circumstance.
- Applicant will agree to pay back a no-interest loan for the work done on their home.
- Applicant must be able to afford a 0% interest loan with a minimum monthly payment of $40 a month for 10 years (typical payment to cover $5,000 worth of materials).
- Willingness to partner with SAW HfH.
Use the chart below to determine if you meet the income guidelines. Your family’s annual gross (before tax) income must be below the maximum income shown in the chart below.
For example, if your family is comprised of five people (including yourself), and you make less than $54,200 before taxes each year (or less than $4,56 a month), you would mee the income guidelines.
|Family Size||Maximum Annual||Maximum Monthly|
*Federal Poverty Guideline reflects 80% of 2013 HUD area median income.